TOS Genie

Cash App vs Zoom: whose terms are worse?

Cash App has the better terms. Cash App scores 56/100 (grade D) and Zoom scores 75/100 (grade F). Lower is better.

QuestionCash AppZoom
Can I sue them? Not found in this document. high

You agree to arbitrate certain claims with Zoom instead of going to court, and you will not bring class-action claims against Zoom.

Do they sell my data? Not found in this document. medium

Zoom will only use your data for specific purposes, such as providing the service, and will not use it to train AI models.

Does it renew on its own? Not found in this document. high

Your subscription will automatically renew at the end of each term, and you will be charged for the next term unless you cancel or modify your subscription before the renewal term starts.

Can they raise the price? high

If you deposit cash, you'll pay $1 per transaction. Some services are free, like receiving money or sending money within the US.

high

Zoom can change its prices at any time, and you will be notified of any changes at least 30 days before the price change takes effect.

Can they change the deal? medium

Cash App can change its terms at any time, and you agree to the revised terms by continuing to use the service.

high

Zoom can make changes to the terms of service at any time, and if you continue to use the service after the changes take effect, you agree to the new terms. You should regularly review the terms to stay up to date.

What if they cause harm? high

Cash App doesn't offer overdraft or credit features, so you can't spend more than you have in your account.

high

If Zoom's outage or other issue costs you money, the most you can get back is what you paid them last month.

Can they close my account? high

Cash App can close your account at any time, and you won't be able to use the service anymore.

medium

Zoom can terminate your account at any time, with or without notice, if you fail to comply with the terms of service.

How closely am I tracked? Not found in this document. medium

Zoom may collect telemetry data, such as product usage data and diagnostic data, when you use the service.

How long do they keep it? medium

Cash App collects information about you and your transactions, and may share this information with third parties.

Not found in this document.
Who else gets my data? medium

Cash App may share your information with third parties, such as merchants or other financial institutions.

medium

Zoom may share your customer content with third-party service providers to provide the service.

Whose courts decide? low

The terms are governed by the laws of a specific jurisdiction, but it's not clear which one.

Not found in this document.
Can I get my money back? medium

You can request a refund, but the process and outcome are not guaranteed.

Not found in this document.
Who is allowed to use it? low

You must be at least 18 years old to use Cash App.

Not found in this document.

Generated by AI and it can be wrong. Cash App last read August 27, 2026; Zoom last read August 27, 2026. Grades follow the published methodology.