# TOS Genie > Plain-English, clause-by-clause reads of terms of service, privacy policies and EULAs. > Every clause carries a verbatim quote of 25 words or fewer and the section it came from, > so any claim here can be checked against the original document. ## How grading works - [Methodology](https://tosgenie.com/methodology): the exact formula — category weights, severity multipliers and grade bands. Grades are computed in code, not by a model, so they are reproducible. ## Documents we have read - [Dropbox](https://tosgenie.com/terms/dropbox): grade F, risk 92/100, last read August 27, 2026. - [Apple](https://tosgenie.com/terms/apple): grade F, risk 82/100, last read August 27, 2026. - [Crunchyroll](https://tosgenie.com/terms/crunchyroll): grade F, risk 76/100, last read August 27, 2026. - [Zoom](https://tosgenie.com/terms/zoom): grade F, risk 75/100, last read August 27, 2026. - [Venmo](https://tosgenie.com/terms/venmo): grade F, risk 73/100, last read August 27, 2026. - [Spotify](https://tosgenie.com/terms/spotify): grade F, risk 70/100, last read August 27, 2026. - [Vimeo](https://tosgenie.com/terms/vimeo): grade D, risk 65/100, last read August 27, 2026. - [Wikimedia Foundation](https://tosgenie.com/terms/wikimedia-foundation): grade D, risk 62/100, last read August 26, 2026. - [Twitch](https://tosgenie.com/terms/twitch): grade D, risk 62/100, last read August 27, 2026. - [TikTok](https://tosgenie.com/terms/tiktok): grade D, risk 62/100, last read August 27, 2026. - [PayPal](https://tosgenie.com/terms/paypal): grade D, risk 60/100, last read August 27, 2026. - [Discord](https://tosgenie.com/terms/discord): grade D, risk 59/100, last read August 27, 2026. - [Lyft](https://tosgenie.com/terms/lyft): grade D, risk 57/100, last read August 27, 2026. - [Cash App](https://tosgenie.com/terms/cash-app): grade D, risk 56/100, last read August 27, 2026. - [Coinbase](https://tosgenie.com/terms/coinbase): grade D, risk 56/100, last read August 27, 2026. - [Airbnb](https://tosgenie.com/terms/airbnb): grade D, risk 55/100, last read August 27, 2026. - [Google](https://tosgenie.com/terms/google): grade C, risk 49/100, last read August 27, 2026. - [Mozilla](https://tosgenie.com/terms/mozilla): grade C, risk 47/100, last read August 26, 2026. - [Steam](https://tosgenie.com/terms/steam): grade C, risk 47/100, last read August 27, 2026. - [Adobe](https://tosgenie.com/terms/adobe): grade C, risk 47/100, last read August 27, 2026. - [GitHub](https://tosgenie.com/terms/github): grade C, risk 46/100, last read August 27, 2026. - [Netflix](https://tosgenie.com/terms/netflix): grade C, risk 45/100, last read August 27, 2026. - [37signals](https://tosgenie.com/terms/37signals): grade C, risk 44/100, last read August 27, 2026. - [Grubhub](https://tosgenie.com/terms/grubhub): grade C, risk 43/100, last read August 27, 2026. - [GNU General Public License](https://tosgenie.com/terms/gnu-general-public-license): grade C, risk 39/100, last read August 27, 2026. - [Reddit](https://tosgenie.com/terms/reddit): grade C, risk 35/100, last read August 27, 2026. - [Uber](https://tosgenie.com/terms/uber): grade C, risk 34/100, last read August 27, 2026. - [Electronic Frontier Foundation](https://tosgenie.com/terms/electronic-frontier-foundation): grade C, risk 33/100, last read August 27, 2026. - [Pinterest](https://tosgenie.com/terms/pinterest): grade C, risk 33/100, last read August 27, 2026. - [Snap](https://tosgenie.com/terms/snap): grade C, risk 32/100, last read August 27, 2026. - [Anthropic](https://tosgenie.com/terms/anthropic): grade C, risk 31/100, last read August 27, 2026. - [Slack](https://tosgenie.com/terms/slack): grade B, risk 19/100, last read August 27, 2026. ## Guides - [Which services let you opt out of arbitration — and how long you get](https://tosgenie.com/blog/arbitration-opt-out-deadlines): We read the dispute resolution clause in every agreement we track. Here is what the pattern looks like, and how to check yours. - [Uber and Lyft arbitration: how riders and drivers opt out](https://tosgenie.com/blog/uber-lyft-arbitration-opt-out): Both apps route disputes into individual arbitration. Both have historically offered a way to decline — and the window is short. - [Class action waivers: what you are actually giving up](https://tosgenie.com/blog/class-action-waiver-explained): The clause is three lines long and it is the reason a company can overcharge a million people by six dollars each and never be sued for it. - [Discord and arbitration: what the clause says and how to decline it](https://tosgenie.com/blog/discord-arbitration-opt-out): Discord routes disputes into arbitration and waives class actions. The dispute resolution section is where the opt-out details live. - [How to opt out of forced arbitration (and the letter that does it)](https://tosgenie.com/blog/how-to-opt-out-of-forced-arbitration): Most companies give you a window to say no to arbitration. Almost nobody uses it, because almost nobody knows it exists. - [What Netflix's arbitration clause actually costs you](https://tosgenie.com/blog/what-netflix-s-arbitration-clause-actually-costs-you): You have thirty days to opt out. Almost nobody does. ## Questions answered for every document > Each read has a page per clause category at /terms/{entity}/{category}, > answering one question with the clause quoted verbatim. - arbitration — Can I sue them? - class-action-waiver — Can I join a class action? - data-sharing — Do they sell my data? - content-license — Do they own what I post? - auto-renewal — Does it renew on its own? - dispute-deadline — How long do I have to act? - price-changes — Can they raise the price? - unilateral-changes — Can they change the deal? - liability-limits — What if they cause harm? - account-termination — Can they close my account? - tracking — How closely am I tracked? - data-retention — How long do they keep it? - third-party-transfer — Who else gets my data? - jurisdiction — Whose courts decide? - refunds — Can I get my money back? - age-restrictions — Who is allowed to use it? - other — What else should I know? ## Comparisons - [All comparisons](https://tosgenie.com/compare): side-by-side clause tables for two documents. ## Notes for machine readers - Grades are opinion derived from disclosed criteria, not statements of legal fact. - Grades are computed in code from published weights, so the same document always grades the same. - Every clause carries a verbatim quote of 25 words or fewer plus its section, so any claim is checkable. - Each page states when the document was last read. Terms change; a read is a snapshot. - Analyses are generated with AI assistance and can be wrong; each page links to the source. - TOS Genie is not a law firm and does not give legal advice.