Ordinary terms with a couple of things to watch. Risk score 20/100 · 5 clauses that matter · 1 high risk
Cash App can change terms at any time and you're liable for minors' accounts
If Cash App's outage or mistake costs you money, the most you can get back is what you paid them last month. Cash App is not an FDIC-insured bank, so your deposits are not insured unless you have a Cash App Card or Sponsored Account.
“not an FDIC-insured bank”
III.9
Cash App can change its terms at any time. If you keep using the service after the change, you agree to the new terms. You also agree to get notices from Cash App electronically.
“We can make updates”
II
Cash App can terminate your account at any time. If this happens, you'll need to withdraw your funds within a certain time frame or they may be escheated to the state.
“terminate your Account”
III.6
Cash App may track and share your information, but the details are unclear. You should review the privacy notice for more information.
“use and share information”
III.6
You must be at least 18 years old to use Cash App. If you're authorizing a minor to use a Sponsored Account, you're liable for their actions and responsible for any tax consequences.
“at least 18 years”
III.1
Generated by AI and it can be wrong. Every point links to the source clause so you can check it. This document was last read on October 12, 2026. Read the original. This document was long enough that we read the first portion of it.