The blog
What changed this month, which clauses are worth arguing with, and what to do about them.
September 15, 2026 · TOS Genie · 5 min read
The arbitration section was rewritten, the arbitrator was swapped, a mediation step was added, and disputes that escape arbitration now go to a courtroom in Manhattan. If money moves through your account, this one is yours.
August 27, 2026 · TOS Genie · 5 min read
We read the dispute resolution clause in every agreement we track. Here is what the pattern looks like, and how to check yours.
August 27, 2026 · TOS Genie · 5 min read
Both apps route disputes into individual arbitration. Both have historically offered a way to decline — and the window is short.
August 27, 2026 · TOS Genie · 5 min read
The clause is three lines long and it is the reason a company can overcharge a million people by six dollars each and never be sued for it.
August 27, 2026 · TOS Genie · 5 min read
Discord routes disputes into arbitration and waives class actions. The dispute resolution section is where the opt-out details live.
August 27, 2026 · TOS Genie · 5 min read
Most companies give you a window to say no to arbitration. Almost nobody uses it, because almost nobody knows it exists.
August 27, 2026 · TOS Genie · 1 min read
You have thirty days to opt out. Almost nobody does.