What changed in Coinbase's terms

We re-read this document on a schedule and compare it to the last version. Read the current version.

September 3, 2026 Grade D (56) → F (71)

Dispute Resolution. Disputes between you and Coinbase will be resolved through binding arbitration, and you waive your right to a jury trial and class action.
No Investment Advice. Coinbase doesn't provide investment advice, and you're responsible for making your own investment decisions. Coinbase will not be held responsible for your investment decisions.
Monitor Accounts. Coinbase monitors your account activity and may access your personal data to comply with laws and regulations. You agree to keep your account information up to date.
Retain Personal Data. Coinbase may retain your personal information even after you close your account, as required by law or to protect itself and its customers.
Transfer Data to Third Parties. Coinbase may share your personal information with third parties, such as credit reference and fraud prevention agencies, to verify your identity and prevent fraud.
Terminate Accounts. Coinbase can terminate your account at any time, without notice, and for any reason. You may lose access to your Digital Assets if your account is terminated.
Change Fees. Coinbase can change its fees at any time, and you agree to pay all fees associated with using the service.