TOS Genie
Grade F

Coinbase's terms of service, in plain English

Among the most aggressive terms we see. Risk score 71/100 · 10 clauses that matter · 3 high risk

Coinbase can change terms and fees at any time, and you're bound by an arbitration agreement and class action waiver.

Watch this document We re-read it on a schedule. If it changes, you hear about it in dollars and days. Change history

What you sign away

  • The right to sue in court
  • The right to a jury trial
  • The right to participate in a class action lawsuit
high risk Deadline to complain

Dispute Resolution

Disputes between you and Coinbase will be resolved through binding arbitration, and you waive your right to a jury trial and class action.

What to do about it · Within 30 days of first using the service for certain changes to pricing schedule
  1. Read Section 7 and Appendix 5 carefully
high risk Forced arbitration

Arbitrate Disputes

You agree to resolve disputes with Coinbase through binding arbitration, which means you won't be able to sue Coinbase in court.

high risk Class action waiver

Waive Class Action

You give up your right to participate in a class action lawsuit against Coinbase.

medium risk Changes without notice

Amend Terms

Coinbase can change its terms at any time, and you agree to these changes by continuing to use the service. If you don't agree, your only option is to stop using the service and close your account.

What to do about it
  1. Review the terms carefully
  2. Contact Coinbase Support if you have questions
medium risk Limits on their liability

No Investment Advice

Coinbase doesn't provide investment advice, and you're responsible for making your own investment decisions. Coinbase will not be held responsible for your investment decisions.

What to do about it
  1. Consult your financial advisor before making investment decisions
medium risk Tracking and profiling

Monitor Accounts

Coinbase monitors your account activity and may access your personal data to comply with laws and regulations. You agree to keep your account information up to date.

What to do about it
  1. Keep your account information up to date
medium risk How long data is kept

Retain Personal Data

Coinbase may retain your personal information even after you close your account, as required by law or to protect itself and its customers.

What to do about it
  1. Review Coinbase's data retention policy
medium risk Transfer to third parties

Transfer Data to Third Parties

Coinbase may share your personal information with third parties, such as credit reference and fraud prevention agencies, to verify your identity and prevent fraud.

What to do about it
  1. Be aware of the risks of sharing personal data with third parties
medium risk Account termination

Terminate Accounts

Coinbase can terminate your account at any time, without notice, and for any reason. You may lose access to your Digital Assets if your account is terminated.

What to do about it
  1. Contact Coinbase Support if you have questions about account termination
medium risk Price changes

Change Fees

Coinbase can change its fees at any time, and you agree to pay all fees associated with using the service.

What to do about it · At least 30 days' prior notice for certain changes to pricing schedule
  1. Check the Pricing and Fees Disclosures Page for updates

Generated by AI and it can be wrong. Every point links to the source clause so you can check it. This document was last read on September 3, 2026. Read the original. This document was long enough that we read the first portion of it.