TOS Genie

Coinbase's terms of service, in plain English

Heavily one-sided. Read the actions. Risk score 56/100 · 8 clauses that matter · 3 high risk

Coinbase can change terms without notice, and you must arbitrate disputes.

Watch this document We re-read it on a schedule. If it changes, you hear about it in dollars and days.

What you sign away

  • The right to sue in court
  • The right to a jury trial
  • The right to participate in a class action lawsuit
  • The right to control your personal information
  • The right to terminate the agreement without penalty
high risk Limits on their liability

No Liability

If their outage costs you money, the most you can get back is what you paid them last month. Coinbase is not liable for any losses resulting from delays, inability to execute transactions, or lack of timely response from customer support.

What to do about it
  1. Review the terms carefully
  2. Contact Coinbase Support if you have questions
high risk Forced arbitration

Arbitrate Disputes

You agree to arbitrate disputes with Coinbase, and you waive your right to a jury trial and to participate in a class action lawsuit.

What to do about it
  1. Review Appendix 5 carefully
  2. Contact Coinbase Support if you have questions
high risk Class action waiver

Waive Class Action

You waive your right to participate in a class action lawsuit against Coinbase. You must arbitrate disputes individually.

What to do about it
  1. Review the terms carefully
  2. Contact Coinbase Support if you have questions
medium risk Changes without notice

Amend Terms

Coinbase can change these terms at any time without notice, and your continued use of the service means you accept the new terms. You should regularly check the Coinbase Site for updates to the terms.

What to do about it
  1. Review the terms carefully
  2. Contact Coinbase Support if you have questions
medium risk How long data is kept

Data Retention

Coinbase may retain and continue to process your personal information even after you close your account, if they reasonably believe it is necessary to comply with laws or regulations.

What to do about it
  1. Review the data retention policy
  2. Contact Coinbase Support if you have questions
medium risk Account termination

Terminate Account

Coinbase can terminate your account at any time, without notice, and for any reason. You are responsible for all activity that occurs under your account.

What to do about it
  1. Review the account termination policy
  2. Contact Coinbase Support if you have questions
medium risk Transfer to third parties

Transfer to Third Party

Coinbase may transfer your Supported Digital Assets to a third party, and you consent to such transfers. You bear all risk of loss of such Supported Digital Assets.

What to do about it
  1. Review the terms carefully
  2. Contact Coinbase Support if you have questions
low risk Governing law and venue low confidence

Governing Law

The California Uniform Commercial Code applies to the Supported Digital Assets held in your Digital Asset Wallet. However, the characterization of a person, business, or transaction for purposes of this division does not determine the characterization of the person, business, or transaction for purposes of any other law, regulation, or rule.

Generated by AI and it can be wrong. Every point links to the source clause so you can check it. This document was last read on August 27, 2026. Read the original. This document was long enough that we read the first portion of it.