Spotify vs Wikimedia Foundation: whose terms are worse?

If you have a dispute with Spotify, you must use arbitration instead of going to court. This means you won't be able to sue Spotify in court or be part of a class action lawsuit. You must send a written notice to Spotify before starting arbitration, and you have 60 days to try to resolve the issue informally before proceeding with arbitration.

If you have a dispute with Wikimedia related to paid editing, you may be required to participate in a binding mediation.

You can't be part of a class action lawsuit against Spotify. If you have a dispute, you must resolve it individually through arbitration.

You have a limited license to use Spotify's content, but you don't own it.

When you contribute to Wikimedia projects, you must license your contributions under a free license, such as CC BY-SA 4.0, so that others can reuse them.

Your subscription will automatically renew unless you cancel it. You can cancel at any time, but you won't get a refund for the current month.

You must start arbitration within 1 year of when the dispute arose, or you'll lose your right to make a claim.

If you have a dispute with Wikimedia, you must bring it to their attention within one year or you will not be able to make a claim. If your dispute is related to paid editing, you may be required to participate in a binding mediation.

Spotify can change its prices at any time, and you'll be notified of changes. If you don't agree with the price change, you can cancel your subscription.

Spotify can change its terms at any time, and you'll be notified of changes. If you don't agree with the changes, you can close your account within 30 days.

Wikimedia can change these terms of use at any time, but they will give you at least 30 days' notice.

If Spotify's outage or failure costs you money, the most you can get back is $30 or what you paid them last month, whichever is greater.

If their outage costs you money, the most you can get back is $1,000. This is the maximum amount that Wikimedia is liable for.

Wikimedia can block your account or access to their services at any time, and this decision is final.

Wikimedia may retain some of your data, but the details of their data retention policies are not clear.

Wikimedia may transfer their rights and obligations to another organization, but the implications of this are not clear.

New York law applies to these terms, and any disputes will be resolved in New York courts or through arbitration.

Any disputes with Wikimedia will be dealt with under the laws of California.

You must be at least 18 years old to use Spotify, or 13 years old with parental consent.