Instagram vs Zoom: whose terms are worse?

If you have a dispute with Zoom, you'll have to arbitrate it instead of going to court. You also can't bring class-action claims against Zoom. To opt out of arbitration, go to your account settings within 30 days of agreeing to these terms.

You can't bring class-action claims against Zoom. This means if you have a problem, you'll have to take it up individually, not as part of a group.

Instagram uses your personal data to show you ads that are more relevant to you. They don't sell your personal data, but they do use it to help advertisers understand their audience.

Zoom can access and use your content for specific purposes, like providing the service or complying with laws. Review Zoom's data usage policies to understand how your content will be used.

When you post content on Instagram, you grant them a non-exclusive, royalty-free, transferable license to use it. This means they can use, distribute, and display your content without paying you.

By using Zoom, you give Zoom a license to use your content. This license is perpetual, worldwide, and non-exclusive, which means Zoom can use your content for various purposes.

Your subscription will automatically renew unless you opt out at least 30 days before the end of your current term. Check your subscription settings to opt out of auto-renewal.

If you have a dispute with Zoom, you must submit it within 30 business days. If you don't, you might lose your right to dispute the issue.

Zoom can change its prices at any time, but it will give you at least 30 days' notice before the change takes effect.

Instagram can change their Terms of Use at any time, and if you continue to use the service, you'll be bound by the updated terms.

Zoom can make changes to its terms of service at any time, and it's your responsibility to regularly check for updates.

If Instagram's service causes you any financial losses, the most you can get back is what you paid them in the last month. They also don't guarantee their service will be safe and secure or work perfectly all the time.

If Zoom's outage or other issue costs you money, the most you can get back is what you paid Zoom the previous month.

If you don't agree to the updated Terms, you can delete your account. If your account is terminated, Instagram will delete your content within 90 days, but it may take longer in some cases.

Zoom can terminate your account at any time, and you can also terminate your account by contacting Zoom.

Instagram collects and uses your information to provide their service and show you ads. You can control your information in the Instagram Privacy and Security Settings.

After you delete your account or content, it may take up to 90 days for Instagram to completely remove it from their systems.

Any disputes with Instagram will be handled according to California law, and you may need to resolve them in a California court.

These terms are governed by California law, which means any disputes will be resolved according to California law.

Zoom's refund policy is not clearly stated, but it seems that all payments are non-cancelable and non-refundable.

You must be at least 13 years old to use Instagram. If you're under 13, you can't create an account.