Discord vs Zoom: whose terms are worse?

If you have a dispute with Discord, you'll need to go through their informal dispute resolution process before starting arbitration. You can only pursue a claim on an individual basis, not as part of a class action.

If you have a dispute with Zoom, you'll have to arbitrate it instead of going to court. You also can't bring class-action claims against Zoom. To opt out of arbitration, go to your account settings within 30 days of agreeing to these terms.

You can't sue Discord as part of a class action. If you have a dispute, you'll need to resolve it individually.

You can't bring class-action claims against Zoom. This means if you have a problem, you'll have to take it up individually, not as part of a group.

Zoom can access and use your content for specific purposes, like providing the service or complying with laws. Review Zoom's data usage policies to understand how your content will be used.

By using Zoom, you give Zoom a license to use your content. This license is perpetual, worldwide, and non-exclusive, which means Zoom can use your content for various purposes.

Your subscription will automatically renew unless you opt out at least 30 days before the end of your current term. Check your subscription settings to opt out of auto-renewal.

If you have a dispute with Zoom, you must submit it within 30 business days. If you don't, you might lose your right to dispute the issue.

Zoom can change its prices at any time, but it will give you at least 30 days' notice before the change takes effect.

Discord can change these terms at any time, and if you keep using their services, you're agreeing to the new terms.

Zoom can make changes to its terms of service at any time, and it's your responsibility to regularly check for updates.

If Discord's outage or other issue costs you money, the most you can get back is what you paid them in the last month. They won't pay for other losses, like lost profits or opportunities.

If Zoom's outage or other issue costs you money, the most you can get back is what you paid Zoom the previous month.

Discord can terminate your account at any time, with or without notice, and you can also stop using their services at any time.

Zoom can terminate your account at any time, and you can also terminate your account by contacting Zoom.

You're responsible for any mobile charges you incur while using Discord's services, including data charges.

Discord owns the rights to their software and services, and you can't use them without permission.

Discord may allow you to access third-party services, but they're not responsible for those services or their content.

These terms are governed by California law, which means any disputes will be resolved according to California law.

Zoom's refund policy is not clearly stated, but it seems that all payments are non-cancelable and non-refundable.

You must be at least 13 years old to use Discord. If you're younger, you'll need permission from a parent or guardian. They'll be responsible for your actions on the platform.