Coinbase vs Twitch: whose terms are worse?

You agree to resolve disputes with Coinbase through binding arbitration, which means you won't be able to sue Coinbase in court.

You give up your right to participate in a class action lawsuit against Coinbase.

You can't sue Twitch as part of a class action lawsuit.

Disputes between you and Coinbase will be resolved through binding arbitration, and you waive your right to a jury trial and class action.

You have one year from when something goes wrong to start a lawsuit. After that, you can't sue them.

Coinbase can change its fees at any time, and you agree to pay all fees associated with using the service.

Coinbase can change its terms at any time, and you agree to these changes by continuing to use the service. If you don't agree, your only option is to stop using the service and close your account.

Twitch can change these terms at any time, and if you keep using the service, you're agreeing to the new terms.

Coinbase doesn't provide investment advice, and you're responsible for making your own investment decisions. Coinbase will not be held responsible for your investment decisions.

If their outage costs you money, the most you can get back is what you paid them last month. This limit applies even if you're a consumer in the EU, EEA, UK, or Switzerland.

Coinbase can terminate your account at any time, without notice, and for any reason. You may lose access to your Digital Assets if your account is terminated.

Twitch can terminate your account at any time, with or without notice.

Coinbase monitors your account activity and may access your personal data to comply with laws and regulations. You agree to keep your account information up to date.

Coinbase may retain your personal information even after you close your account, as required by law or to protect itself and its customers.

Coinbase may share your personal information with third parties, such as credit reference and fraud prevention agencies, to verify your identity and prevent fraud.

Any disputes will be governed by California law and resolved in California courts, unless you're a consumer in the EU, EEA, UK, or Switzerland, in which case you can resolve disputes in your local courts.

You must be at least 13 years old to use Twitch.

You agree to compensate Twitch for any damages or losses they incur due to your use of the service.