Coinbase vs Lyft: whose terms are worse?

You agree to resolve disputes with Coinbase through binding arbitration, which means you won't be able to sue Coinbase in court.

You give up your right to participate in a class action lawsuit against Coinbase.

Lyft owns all the intellectual property rights in the platform, and you don't have the right to use their trademarks or other intellectual property except as allowed by the agreement.

Lyft will charge you for the services you use, and you agree to pay those charges when you use the platform.

Disputes between you and Coinbase will be resolved through binding arbitration, and you waive your right to a jury trial and class action.

Coinbase can change its fees at any time, and you agree to pay all fees associated with using the service.

Lyft can change the prices for their services at any time, and you agree to pay the prices that are in effect when you use the services.

Coinbase can change its terms at any time, and you agree to these changes by continuing to use the service. If you don't agree, your only option is to stop using the service and close your account.

Lyft can change the terms of this agreement at any time, and you accept those changes by continuing to use the platform after they are made.

Coinbase doesn't provide investment advice, and you're responsible for making your own investment decisions. Coinbase will not be held responsible for your investment decisions.

If you don't like a ride, you can't get a refund - all charges are non-refundable except where the law says they have to be.

Coinbase can terminate your account at any time, without notice, and for any reason. You may lose access to your Digital Assets if your account is terminated.

You can only have one user account, and you can't let other people use your account or create an account on behalf of someone else.

Coinbase monitors your account activity and may access your personal data to comply with laws and regulations. You agree to keep your account information up to date.

You agree to receive communications from Lyft, but you can opt out of some messages by texting 'STOP' to the shortcode.

Coinbase may retain your personal information even after you close your account, as required by law or to protect itself and its customers.

Lyft can use your information to improve the platform and provide services to you, and you give them permission to do so by using the platform.

Coinbase may share your personal information with third parties, such as credit reference and fraud prevention agencies, to verify your identity and prevent fraud.

The laws of a particular jurisdiction will apply to any disputes between you and Lyft, but it's not entirely clear which jurisdiction that will be.

You agree not to do certain things when using the platform, such as impersonating someone else or violating the law.