Coinbase vs Instagram: whose terms are worse?
Instagram has the better terms. Coinbase scores 71/100 (grade F) and Instagram scores 63/100 (grade D). Lower is better.
| Question | Coinbase | |
|---|---|---|
| Can I sue them? |
high
You agree to resolve disputes with Coinbase through binding arbitration, which means you won't be able to sue Coinbase in court. | Not found in this document. |
| Can I join a class action? |
high
You give up your right to participate in a class action lawsuit against Coinbase. | Not found in this document. |
| Do they sell my data? | Not found in this document. |
high
Instagram uses your personal data to show you ads that are more relevant to you. They don't sell your personal data, but they do use it to help advertisers understand their audience. |
| Do they own what I post? | Not found in this document. |
medium
When you post content on Instagram, you grant them a non-exclusive, royalty-free, transferable license to use it. This means they can use, distribute, and display your content without paying you. |
| How long do I have to act? |
high
Disputes between you and Coinbase will be resolved through binding arbitration, and you waive your right to a jury trial and class action. | Not found in this document. |
| Can they raise the price? |
medium
Coinbase can change its fees at any time, and you agree to pay all fees associated with using the service. | Not found in this document. |
| Can they change the deal? |
medium
Coinbase can change its terms at any time, and you agree to these changes by continuing to use the service. If you don't agree, your only option is to stop using the service and close your account. |
medium
Instagram can change their Terms of Use at any time, and if you continue to use the service, you'll be bound by the updated terms. |
| What if they cause harm? |
medium
Coinbase doesn't provide investment advice, and you're responsible for making your own investment decisions. Coinbase will not be held responsible for your investment decisions. |
high
If Instagram's service causes you any financial losses, the most you can get back is what you paid them in the last month. They also don't guarantee their service will be safe and secure or work perfectly all the time. |
| Can they close my account? |
medium
Coinbase can terminate your account at any time, without notice, and for any reason. You may lose access to your Digital Assets if your account is terminated. |
high
If you don't agree to the updated Terms, you can delete your account. If your account is terminated, Instagram will delete your content within 90 days, but it may take longer in some cases. |
| How closely am I tracked? |
medium
Coinbase monitors your account activity and may access your personal data to comply with laws and regulations. You agree to keep your account information up to date. |
high
Instagram collects and uses your information to provide their service and show you ads. You can control your information in the Instagram Privacy and Security Settings. |
| How long do they keep it? |
medium
Coinbase may retain your personal information even after you close your account, as required by law or to protect itself and its customers. |
medium
After you delete your account or content, it may take up to 90 days for Instagram to completely remove it from their systems. |
| Who else gets my data? |
medium
Coinbase may share your personal information with third parties, such as credit reference and fraud prevention agencies, to verify your identity and prevent fraud. | Not found in this document. |
| Whose courts decide? | Not found in this document. |
high
Any disputes with Instagram will be handled according to California law, and you may need to resolve them in a California court. |
| Who is allowed to use it? | Not found in this document. |
medium
You must be at least 13 years old to use Instagram. If you're under 13, you can't create an account. |
Generated by AI and it can be wrong. Coinbase last read September 3, 2026; Instagram last read September 15, 2026. Grades follow the published methodology.