Coinbase vs Discord: whose terms are worse?

You agree to resolve disputes with Coinbase through binding arbitration, which means you won't be able to sue Coinbase in court.

If you have a dispute with Discord, you'll need to go through their informal dispute resolution process before starting arbitration. You can only pursue a claim on an individual basis, not as part of a class action.

You give up your right to participate in a class action lawsuit against Coinbase.

You can't sue Discord as part of a class action. If you have a dispute, you'll need to resolve it individually.

Disputes between you and Coinbase will be resolved through binding arbitration, and you waive your right to a jury trial and class action.

Coinbase can change its fees at any time, and you agree to pay all fees associated with using the service.

Coinbase can change its terms at any time, and you agree to these changes by continuing to use the service. If you don't agree, your only option is to stop using the service and close your account.

Discord can change these terms at any time, and if you keep using their services, you're agreeing to the new terms.

Coinbase doesn't provide investment advice, and you're responsible for making your own investment decisions. Coinbase will not be held responsible for your investment decisions.

If Discord's outage or other issue costs you money, the most you can get back is what you paid them in the last month. They won't pay for other losses, like lost profits or opportunities.

Coinbase can terminate your account at any time, without notice, and for any reason. You may lose access to your Digital Assets if your account is terminated.

Discord can terminate your account at any time, with or without notice, and you can also stop using their services at any time.

Coinbase monitors your account activity and may access your personal data to comply with laws and regulations. You agree to keep your account information up to date.

You're responsible for any mobile charges you incur while using Discord's services, including data charges.

Coinbase may retain your personal information even after you close your account, as required by law or to protect itself and its customers.

Discord owns the rights to their software and services, and you can't use them without permission.

Coinbase may share your personal information with third parties, such as credit reference and fraud prevention agencies, to verify your identity and prevent fraud.

Discord may allow you to access third-party services, but they're not responsible for those services or their content.

You must be at least 13 years old to use Discord. If you're younger, you'll need permission from a parent or guardian. They'll be responsible for your actions on the platform.