TOS Genie

Cash App vs Wikimedia Foundation: whose terms are worse?

Cash App has the better terms. Cash App scores 56/100 (grade D) and Wikimedia Foundation scores 62/100 (grade D). Lower is better.

QuestionCash AppWikimedia Foundation
Can I sue them? Not found in this document. high

If you have a dispute with Wikimedia related to paid editing, you may be required to participate in a binding mediation.

Do they own what I post? Not found in this document. medium

When you contribute to Wikimedia projects, you must license your contributions under a free license, such as CC BY-SA 4.0, so that others can reuse them.

How long do I have to act? Not found in this document. high

If you have a dispute with Wikimedia, you must bring it to their attention within one year or you will not be able to make a claim. If your dispute is related to paid editing, you may be required to participate in a binding mediation.

Can they raise the price? high

If you deposit cash, you'll pay $1 per transaction. Some services are free, like receiving money or sending money within the US.

Not found in this document.
Can they change the deal? medium

Cash App can change its terms at any time, and you agree to the revised terms by continuing to use the service.

medium

Wikimedia can change these terms of use at any time, but they will give you at least 30 days' notice.

What if they cause harm? high

Cash App doesn't offer overdraft or credit features, so you can't spend more than you have in your account.

high

If their outage costs you money, the most you can get back is $1,000. This is the maximum amount that Wikimedia is liable for.

Can they close my account? high

Cash App can close your account at any time, and you won't be able to use the service anymore.

high

Wikimedia can block your account or access to their services at any time, and this decision is final.

How long do they keep it? medium

Cash App collects information about you and your transactions, and may share this information with third parties.

low

Wikimedia may retain some of your data, but the details of their data retention policies are not clear.

Who else gets my data? medium

Cash App may share your information with third parties, such as merchants or other financial institutions.

low

Wikimedia may transfer their rights and obligations to another organization, but the implications of this are not clear.

Whose courts decide? low

The terms are governed by the laws of a specific jurisdiction, but it's not clear which one.

high

Any disputes with Wikimedia will be dealt with under the laws of California.

Can I get my money back? medium

You can request a refund, but the process and outcome are not guaranteed.

Not found in this document.
Who is allowed to use it? low

You must be at least 18 years old to use Cash App.

Not found in this document.

Generated by AI and it can be wrong. Cash App last read August 27, 2026; Wikimedia Foundation last read August 26, 2026. Grades follow the published methodology.