Cash App vs TikTok: whose terms are worse?

You agree to defend and indemnify TikTok against any claims or damages arising from your use of the Platform.

When you create content on TikTok, you grant them a license to use it. This license is non-exclusive, irrevocable, and royalty-free.

If you have a dispute with TikTok, you must try to resolve it informally first, and you must do so within 1 year of the event.

If you deposit cash, you'll pay $1 per transaction. Some services are free, like receiving money or sending money within the US.

Cash App can change its terms at any time, and you agree to the revised terms by continuing to use the service.

TikTok can change these Terms at any time. If you don't like the changes, you can stop using the Platform.

Cash App doesn't offer overdraft or credit features, so you can't spend more than you have in your account.

TikTok doesn't guarantee the Platform will work perfectly or be safe. If something goes wrong, the most you can get back is what you paid them in the last 12 months.

Cash App can close your account at any time, and you won't be able to use the service anymore.

TikTok can ban or suspend your account at any time if you break the rules or for other reasons.

TikTok can show you customized ads based on your information and activity on the Platform.

Cash App collects information about you and your transactions, and may share this information with third parties.

TikTok can use your information to customize ads and improve the Platform. They may also share your information with third parties.

Cash App may share your information with third parties, such as merchants or other financial institutions.

The terms are governed by the laws of a specific jurisdiction, but it's not clear which one.

Any disputes will be resolved under California law, and you agree to the jurisdiction of California courts.

You can request a refund, but the process and outcome are not guaranteed.

You must be at least 18 years old to use Cash App.

If you're under 13, you can't use TikTok unless you use the Under 13 Experience. If you're under 18, some features might be restricted.