Cash App vs Lyft: whose terms are worse?

Lyft owns all the intellectual property rights in the platform, and you don't have the right to use their trademarks or other intellectual property except as allowed by the agreement.

Lyft will charge you for the services you use, and you agree to pay those charges when you use the platform.

If you deposit cash, you'll pay $1 per transaction. Some services are free, like receiving money or sending money within the US.

Lyft can change the prices for their services at any time, and you agree to pay the prices that are in effect when you use the services.

Cash App can change its terms at any time, and you agree to the revised terms by continuing to use the service.

Lyft can change the terms of this agreement at any time, and you accept those changes by continuing to use the platform after they are made.

Cash App doesn't offer overdraft or credit features, so you can't spend more than you have in your account.

If you don't like a ride, you can't get a refund - all charges are non-refundable except where the law says they have to be.

Cash App can close your account at any time, and you won't be able to use the service anymore.

You can only have one user account, and you can't let other people use your account or create an account on behalf of someone else.

You agree to receive communications from Lyft, but you can opt out of some messages by texting 'STOP' to the shortcode.

Cash App collects information about you and your transactions, and may share this information with third parties.

Lyft can use your information to improve the platform and provide services to you, and you give them permission to do so by using the platform.

Cash App may share your information with third parties, such as merchants or other financial institutions.

The terms are governed by the laws of a specific jurisdiction, but it's not clear which one.

The laws of a particular jurisdiction will apply to any disputes between you and Lyft, but it's not entirely clear which jurisdiction that will be.

You can request a refund, but the process and outcome are not guaranteed.

You must be at least 18 years old to use Cash App.

You agree not to do certain things when using the platform, such as impersonating someone else or violating the law.