Cash App vs Dropbox: whose terms are worse?

If you have a dispute with Dropbox, you must try to resolve it informally first, and then you'll have to go through individual arbitration. You can't sue Dropbox in court, unless you opt out of arbitration within 30 days.

You can't bring a class action lawsuit against Dropbox. If you have a dispute, you'll have to resolve it individually.

When you use Dropbox, you give them permission to access, store, and scan your files to provide their services. This includes sharing your data with their affiliates and trusted third parties.

Dropbox says these terms don't give them any rights to your files, but it's not entirely clear what that means.

If you have a paid Dropbox account, it will automatically renew and charge you unless you cancel it.

If you deposit cash, you'll pay $1 per transaction. Some services are free, like receiving money or sending money within the US.

Dropbox can change the fees for their services, and they'll give you at least 30 days' notice before the change takes effect.

Cash App can change its terms at any time, and you agree to the revised terms by continuing to use the service.

Dropbox can change these terms at any time, and the updated terms will be effective no less than 30 days after they notify you.

Cash App doesn't offer overdraft or credit features, so you can't spend more than you have in your account.

If Dropbox's service causes you financial loss, the most you can get back is $20 or 100% of your last payment.

Cash App can close your account at any time, and you won't be able to use the service anymore.

Dropbox can terminate or suspend your account at any time, and if they do, you won't be able to access your files.

Dropbox may review your conduct and content to ensure it complies with their policies, and they can terminate your account if it doesn't.

Cash App collects information about you and your transactions, and may share this information with third parties.

Cash App may share your information with third parties, such as merchants or other financial institutions.

The terms are governed by the laws of a specific jurisdiction, but it's not clear which one.

You can request a refund, but the process and outcome are not guaranteed.

You must be at least 18 years old to use Cash App.