Apple vs Cash App: whose terms are worse?

You agree to arbitrate any disputes with Apple. This means you can't take them to court, except in small claims court.

You can't sue Apple as part of a class action lawsuit. If you have a dispute, you have to arbitrate or sue individually.

Subscriptions automatically renew until you cancel them. You can cancel at any time, but you need to do it at least 24 hours before your subscription is set to renew.

If you have a dispute with Apple, you agree to submit to arbitration. You must submit your dispute to arbitration within the time limit set by the American Arbitration Association.

Prices for content and services can change at any time. If you've already bought something, the price change won't affect you, but if you're subscribing to a service, the new price will apply when your subscription renews.

If you deposit cash, you'll pay $1 per transaction. Some services are free, like receiving money or sending money within the US.

Apple can change these terms at any time without notice. If they do, your continued use of their services means you agree to the new terms. You should check the terms regularly to see if they've changed.

Cash App can change its terms at any time, and you agree to the revised terms by continuing to use the service.

If their outage costs you money, the most you can get back is what you paid them last month. Apple doesn't guarantee their services will be uninterrupted or error-free.

Cash App doesn't offer overdraft or credit features, so you can't spend more than you have in your account.

Apple can terminate your account at any time if you break their rules or if they decide to stop offering a service. If they do, you'll lose access to any content you bought or subscribed to.

Cash App can close your account at any time, and you won't be able to use the service anymore.

Apple collects technical data from your device, like what kind of device you're using and how you're using their services. They use this data to improve their services and may share it with third parties.

Cash App collects information about you and your transactions, and may share this information with third parties.

If you buy a service membership from a reseller, the reseller will share your account info with Apple. Apple may use this info to check if you're eligible for the service.

Cash App may share your information with third parties, such as merchants or other financial institutions.

The terms are governed by the laws of a specific jurisdiction, but it's not clear which one.

You can request a refund, but the process and outcome are not guaranteed.

You must be at least 18 years old to use Cash App.