Several clauses work against you. Risk score 40/100 · 5 clauses that matter · 2 high risk
You give up the right to sue Venmo in court and must use arbitration to resolve disputes.
If you have a dispute with Venmo, you'll have to resolve it through arbitration, not in court. This means you won't be able to sue Venmo or join a class action lawsuit.
“resolve most disputes by arbitration”
User Agreement
You also can't join a class action lawsuit against Venmo. If you have a problem, you'll have to resolve it individually through arbitration.
“class action waiver”
User Agreement
Venmo can change its user agreement at any time, and if you don't like the changes, you can close your account. However, if you continue to use the service after the changes take effect, you'll be bound by the new terms.
“We may revise this user agreement”
User Agreement
You can close your Venmo account at any time, but you'll still be responsible for any outstanding transactions or debts. Make sure to withdraw any funds and complete any pending transactions before closing your account.
“You may close your Venmo account”
Closing Your Venmo Account
You must be at least 18 years old to use Venmo, but the agreement doesn't clearly state what happens if you're under 18 and try to use the service.
“at least 18 years old”
Opening a Venmo Account
Generated by AI and it can be wrong. Every point links to the source clause so you can check it. This document was last read on October 1, 2026. Read the original.