Several clauses work against you. Risk score 38/100 · 5 clauses that matter · 2 high risk
If SPOT's outage costs you money, you can only get back what you paid them last month.
If SPOT's outage costs you money, the most you can get back is what you paid them last month. You won't be able to claim for other losses like lost business or inconvenience.
“IN NO EVENT SHALL SPOT”
4.2
You agree to arbitration to resolve disputes, rather than going to court. You also waive your right to be part of a class action lawsuit.
“finally settled under the Commercial Rules”
4.3
Florida law will govern any disputes between you and SPOT. This means that if there's a disagreement, it will be resolved according to Florida law.
“The laws of the State of Florida will govern”
5.7
Your insurance will automatically renew unless you cancel it. SPOT may participate in contingent commission arrangements with the insurance underwriter, which could influence their decisions.
“contingent commission arrangements with the insurance underwriter”
2.1
You agree to try to resolve disputes with SPOT informally before going to arbitration. This means contacting SPOT to try to sort out the issue before involving a third-party arbitrator.
“you agree to first contact SPOT and attempt to resolve the dispute”
4.3
Generated by AI and it can be wrong. Every point links to the source clause so you can check it. This document was last read on September 5, 2026. Read the original.