PayPal vs Vimeo: whose terms are worse?

Disputes with PayPal will be resolved through arbitration, not in court. This means you won't be able to sue PayPal or participate in a class-action lawsuit.

If you have a dispute with Vimeo, you'll have to resolve it through individual arbitration, not a court trial. You have 30 days to opt out of this after you start using Vimeo services.

You can't join or start a class action lawsuit against Vimeo. If you have a problem, you'll have to resolve it individually.

You give Vimeo permission to use and distribute your content when you upload it to the service.

Your subscription will automatically renew unless you cancel it. You'll be charged for the next period if you don't cancel in time.

If you request a check from PayPal, you must cash it within 180 days or the funds will be returned to your account and you'll lose the $1.50 fee.

If you have a dispute with Vimeo, you need to try to resolve it informally first, and then you can go to arbitration if that doesn't work.

PayPal can change its terms at any time, and you're bound by those changes if you keep using the service. You'll get at least 21 days' notice if the changes affect personal accounts, or 5 days' notice for business accounts.

Vimeo can change its terms of service at any time, and you'll be bound by the new terms if you keep using the service.

If PayPal's outage or other issue costs you money, the most you can get back is what you paid them last month. This limit applies even if the problem was PayPal's fault.

If Vimeo's service causes you financial loss, the most you can get back is what you paid them in the last month.

PayPal can close your account at any time, with or without notice. If this happens, you'll still be responsible for any outstanding fees or debts.

Vimeo can terminate your account at any time, with or without notice, if you breach the terms of service.

PayPal may ask for your tax ID number or other tax-related information to comply with tax laws. You're responsible for paying any taxes owed on your PayPal transactions.

PayPal will keep your money separate from its own funds, so if the company goes bankrupt, your balance should be safe. However, this protection doesn't apply to cryptocurrency holdings.

Vimeo may keep copies of your content even after you delete it.

PayPal may convert your money to a different currency if necessary, using its own exchange rate. You can't use PayPal for speculative trading or trying to profit from currency conversions.

New York State law applies to any disputes between you and Vimeo.