Instagram vs Twitch: whose terms are worse?

You can't sue Twitch as part of a class action lawsuit.

Instagram uses your personal data to show you ads that are more relevant to you. They don't sell your personal data, but they do use it to help advertisers understand their audience.

When you post content on Instagram, you grant them a non-exclusive, royalty-free, transferable license to use it. This means they can use, distribute, and display your content without paying you.

You have one year from when something goes wrong to start a lawsuit. After that, you can't sue them.

Instagram can change their Terms of Use at any time, and if you continue to use the service, you'll be bound by the updated terms.

Twitch can change these terms at any time, and if you keep using the service, you're agreeing to the new terms.

If Instagram's service causes you any financial losses, the most you can get back is what you paid them in the last month. They also don't guarantee their service will be safe and secure or work perfectly all the time.

If their outage costs you money, the most you can get back is what you paid them last month. This limit applies even if you're a consumer in the EU, EEA, UK, or Switzerland.

If you don't agree to the updated Terms, you can delete your account. If your account is terminated, Instagram will delete your content within 90 days, but it may take longer in some cases.

Twitch can terminate your account at any time, with or without notice.

Instagram collects and uses your information to provide their service and show you ads. You can control your information in the Instagram Privacy and Security Settings.

After you delete your account or content, it may take up to 90 days for Instagram to completely remove it from their systems.

Any disputes with Instagram will be handled according to California law, and you may need to resolve them in a California court.

Any disputes will be governed by California law and resolved in California courts, unless you're a consumer in the EU, EEA, UK, or Switzerland, in which case you can resolve disputes in your local courts.

You must be at least 13 years old to use Instagram. If you're under 13, you can't create an account.

You must be at least 13 years old to use Twitch.

You agree to compensate Twitch for any damages or losses they incur due to your use of the service.