Discord vs Instagram: whose terms are worse?

If you have a dispute with Discord, you'll need to go through their informal dispute resolution process before starting arbitration. You can only pursue a claim on an individual basis, not as part of a class action.

You can't sue Discord as part of a class action. If you have a dispute, you'll need to resolve it individually.

Instagram uses your personal data to show you ads that are more relevant to you. They don't sell your personal data, but they do use it to help advertisers understand their audience.

When you post content on Instagram, you grant them a non-exclusive, royalty-free, transferable license to use it. This means they can use, distribute, and display your content without paying you.

Discord can change these terms at any time, and if you keep using their services, you're agreeing to the new terms.

Instagram can change their Terms of Use at any time, and if you continue to use the service, you'll be bound by the updated terms.

If Discord's outage or other issue costs you money, the most you can get back is what you paid them in the last month. They won't pay for other losses, like lost profits or opportunities.

If Instagram's service causes you any financial losses, the most you can get back is what you paid them in the last month. They also don't guarantee their service will be safe and secure or work perfectly all the time.

Discord can terminate your account at any time, with or without notice, and you can also stop using their services at any time.

If you don't agree to the updated Terms, you can delete your account. If your account is terminated, Instagram will delete your content within 90 days, but it may take longer in some cases.

You're responsible for any mobile charges you incur while using Discord's services, including data charges.

Instagram collects and uses your information to provide their service and show you ads. You can control your information in the Instagram Privacy and Security Settings.

Discord owns the rights to their software and services, and you can't use them without permission.

After you delete your account or content, it may take up to 90 days for Instagram to completely remove it from their systems.

Discord may allow you to access third-party services, but they're not responsible for those services or their content.

Any disputes with Instagram will be handled according to California law, and you may need to resolve them in a California court.

You must be at least 13 years old to use Discord. If you're younger, you'll need permission from a parent or guardian. They'll be responsible for your actions on the platform.

You must be at least 13 years old to use Instagram. If you're under 13, you can't create an account.